Posts belonging to Category 'Retirement'

401k Rollover – Six Best and Worst IRA Rollover Decisions

8 Page Guide Will Help You…

From Making The Wrong 401k Rollover Move!

401k rollover 231x300 401k Rollover   Six Best and Worst IRA Rollover Decisions

Here’s your chance to get a copy of my guide to preventing 401k rollover and IRA rollover mistakes.

  • 3 Best Case Scenarios for the best 401k rollover! (page 3)
  • What You Should Do if You’re Between ages 55 and 59 1/2! (page 3)
  • What 2 things you must not do when rolling over a 401k or IRA! (pages 5 & 6)
  • Save thousands in taxes by understanding how NUA effects your rollover! (page 6)
  • How do rollovers work with after tax dollars? (page 7)

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Order & Download Your IRA and 401k Rollover Ebook Guide Today – Free

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401k Rollover and Retirement Help

Hey Everyone… I’ll soon be offering some guides to help you out in terms of reducing taxes, securing your retirement and 401k’s, leveraging your life insurance, and increasing your retirement income.

You can pick and choose any of the above guides for $7.00 each

…. or for a limited time, collect them all for only $25.00 (discount of $31.00)

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Limited Time Offer

Need Specifc Help With Your Retirement?

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Binh Nguyen

(832) 273-3392

admin@401krollovers.info

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Six Strategies to Help Retirees

Reduce Taxes and Preserve Your Assets – Six Strategies to Help Retirees

tax write offs 232x300 Six Strategies to Help Retirees

Preservation of your assets is very important to long term wealth.

  • How can fixed immediate annuities increase cash flow? (page 3)
  • Are there an alternative to tax free bonds? (page 4)
  • Free online resources (page 6)
  • How to reduce or eliminate taxes on your social security benefits! (page 7)
  • When is Long Term Care needed? (page 10-11)

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Order & Download Your Tax Strategy for Retirees Ebook Guide Today – FREE

(simply click the download button and become a fan on FB to get instant access)

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Avoid Mistakes in Buying Long Term Care Insurance

Avoid Mistakes in Buying Long Term Care Insurance

buy cheap long term health care insurance 232x300 Avoid Mistakes in Buying Long Term Care Insurance

  • Who needs long term care or LTC? (page 3)
  • When should you get LTC (page 6)
  • 2 Reasons why you should get long term care! (page 7)
  • 5 ways to reduce your cost of long term care! (page 10)
  • How to decide on a long term care company? (page 12)

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Biggest Stock Market Drop Stats

What goes up must come down.  Am I right on this?  CNBC.com has the stats on the biggest one day drops in the stock market.

I personally believe you should not have all your eggs in the stock market.  After seeing the stats below you will see why I suggest putting some of your retirement in fixed income products that can provide a lifetime income stream.    We’ll discuss that at another time, but here’s the numbers.

Biggest Closing Point Drops in The Dow History

DateClosePt. Drop% Change
9/29/200810365.45-777.68-6.98
10/15/20088577.91-733.08-7.87
9/17/20018920.7-684.81-7.13
12/1/20088149.09-679.95-7.7
10/9/20088579.19-678.91-7.33
4/14/200010305.77-617.78-5.66
10/27/19977161.15-554.26-7.18
10/22/20088519.21-514.45-5.69
8/31/19987539.07-512.61-6.37
10/7/20089447.11-508.39-5.11
10/19/19871738.74-507.99-22.61

Biggest Closing Point Drops in The S&P 500 History

DateClosePt. Drop% Change
9/29/20081106.39-106.62-8.79
10/15/2008907.84-90.17-9.03
4/14/20001356.22-84.29-5.85
12/1/2008816.21-80.03-8.93
10/9/2008909.92-75.02-7.62
8/31/1998957.28-69.97-6.81
10/27/1997876.98-63.14-6.72
10/7/2008996.23-60.66-5.74
9/15/20081192.7-59-4.71
10/22/2008896.78-58.27-6.1
10/19/1987224.84-57.86-20.47

Biggest Closing Point Drops in the NASDAQ History

DateClosePt. Drop% Change
4/14/20003321.29-355.49-9.67
4/3/20004223.68-349.15-7.64
4/12/20003769.63-286.27-7.06
4/10/20004188.2-258.25-5.81
1/4/20003901.69-229.46-5.55
3/14/20004706.63-200.61-4.09
5/10/20003384.73-200.28-5.59
5/23/20003164.55-199.66-5.93
9/29/20081983.73-199.61-9.14
10/25/20003229.57-190.22-5.56

source for above chart – http://www.cnbc.com/id/36998001/

I highlighted the biggest one day drop in history for you.  In 1987, investors would have lost over 20% of their retirement in just one day.  I feel sorry for those retirees or those planning to retire that year.  Will you retire in a bull market or a bear market?  Will there be another single day crash???  You bet!

That’s the importance of having fixed income products as a part of your total retirement plan.

Need Help With Insuring Your 401k?

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Binh Nguyen

(832) 273-3392

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